Financial transparency
How FOR RELIEF LTD manages funds: spending allocation, oversight, review and reporting
Financial transparency policy
Company establishment date: June 29, 2026 | Version: 2.1 4Relief is the name used on this website by FOR RELIEF LTD, a private company limited by shares registered in England and Wales under number 17306194. UK charity registration has not yet been issued. FOR RELIEF LTD receives funds through the 4Relief website and is responsible for allocating them and managing the stated humanitarian and relief projects. Aid reaches beneficiaries directly through projects implemented by the company or field partners acting on its behalf and under its oversight. Direct delivery of aid does not mean that the entire donation is transferred as cash to each beneficiary; the spending policy explains implementation, processing and operating costs and reserves. Accounting and disclosure framework: • The company prepares its accounts and records under applicable UK company requirements and the accounting framework appropriate to its status. • Transparency principles in international standards such as IPSAS may inform our approach where relevant; this is not a claim that IPSAS is the company's adopted accounting framework. • European NGO disclosure requirements and Charity Commission rules apply to entities within their scope; references to them do not represent registration or accreditation of this company. • Relevant local requirements are considered when projects are implemented through partners in Arab countries and elsewhere. • GuideStar and Charity Navigator recommendations are references for improving disclosure, not ratings or certifications held by the company. Ownership, fees and regional restrictions: • The company provides director, representative, ownership and control information as required by its payment provider and official records. It does not claim a charity exemption from ownership disclosure. • Processing fees follow the company’s agreement with its payment provider. We do not claim eligibility for discounted charity pricing or that donations are tax-deductible or eligible for Gift Aid. • Acceptance of funds and project delivery are subject to applicable laws, sanctions, regional restrictions and payment-provider requirements. Funds are not collected for projects that those requirements do not permit.
Financing structure and revenue sources
Expected company funding sources — planning estimates, not actual revenue results: 1. Individual Donations: Expected percentage of revenue: 85-90% • One-time donations via the website • Recurring monthly donations • Donations of large amounts from benefactors (Major Donors) 2. Institutional Donations: Expected percentage: 5-10% • Charitable institutions and endowments • Companies within social responsibility programs • Family charitable funds 3. Grants & Partnerships: Expected percentage: 2-5% • Grants from accredited international bodies • Partnership programs with humanitarian agencies Financing rejection policy: We absolutely reject funding from: • Entities included on international sanctions lists • Parties whose sources of funds cannot be verified • Parties that impose conditions that conflict with our humanitarian principles or restrict our independence • Any party associated with illegal or controversial activities
Spend breakdown — every $100 trip
The following is a target planning budget per $100, not a record of actual expenditure or a guaranteed fixed allocation for every project. The target is 85% for direct aid. Reports will identify actual results by project and reporting period; costs may vary with implementation and payment fees: ┌──────────────────────────────── ─────────────────────────────────┐ │ Item │ Amount │ Percentage │ ├──────────────────────────────── ────┼────────┼──────────────────┤ │ Direct aid to beneficiaries │ $85 │ 85% │ │ Of which: food and water │ $34 │ 34% │ │ Of which: health care and medicines │ $21.25 │ 21.25% │ │ Of which: shelter and lodging │ $17 │ 17% │ │ Including: Education and psychological support │ $12.75 │ 12.75% │ ├──────────────────────────────── ────┼────────┼──────────────────┤ │ Field partners’ costs │ $8 │ 8% │ │ Including: Logistics and delivery │ $4.80 │ 4.80% │ │ Among them: documentation and impact reports │ $1.60 │ 1.60% │ │ Among them: Field supervision │ $1.60 │ 1.60% │ ├──────────────────────────────── ────┼────────┼──────────────────┤ │ Operational costs │ $4.5 │ 4.5% │ │ Among them: technology and hosting │ $1.35 │ 1.35% │ │ Including: Payment processing │ $1.35 │ 1.35% │ │ Among them: Team │ $1.35 │ 1.35% │ │ Of which: Legal and Compliance │ $0.45 │ 0.45% │ ├──────────────────────────────── ────┼────────┼──────────────────┤ │ Transparency and external review │ $1.5 │ 1.5% │ │ Among them: independent financial audit │ $0.90 │ 0.90% │ │ Among them: reports and disclosure │ $0.60 │ 0.60% │ ├──────────────────────────────── ────┼────────┼──────────────────┤ │ Emergency reserve │ $1 │ 1% │ ├──────────────────────────────── ────┼────────┼──────────────────┤ │ Total │ $100 │ 100% │ └──────────────────────────────── ─────────────────────────────────┘ Our goal: to gradually raise the proportion of direct aid to 90% by 2027 by improving operational efficiency and increasing the volume of donations.
Mechanism for distributing donations to campaigns
Campaign allocation: When a campaign is selected, the donation after payment processing fees is allocated to that campaign's budget, including aid and its stated implementation costs. This does not mean that 100% is transferred as direct cash assistance to a beneficiary. FOR RELIEF LTD receives funds through the 4Relief website and is responsible for allocating them and managing the stated humanitarian and relief projects. Aid reaches beneficiaries directly through projects implemented by the company or field partners acting on its behalf and under its oversight. Direct delivery of aid does not mean that the entire donation is transferred as cash to each beneficiary; the spending policy explains implementation, processing and operating costs and reserves. General donations — planning allocation subject to needs-based review: • 50% to the most urgent campaigns based on field assessment • 30% to campaigns with the greatest funding gap • 20% to an operating reserve for emergency campaigns These are allocation targets, not actual spending results. Partner disbursements — a planning model adapted in each project agreement: • 40% mobilisation payment after contracting and verification • 40% progress payment after documenting 50% completion • 20% completion payment after verification and the final report Unspent funds: • Donors are notified if a campaign cannot proceed, and options are handled under the refund policy and donation terms. • Unspent balances are reviewed regularly, aiming to allocate them within six months where implementation allows, with reasons for any delay explained.
Financial audit and independent review
Internal oversight and review: The company's financial oversight plan includes: • Monthly review of records and reconciliation of payment gateways and bank accounts • Quarterly management summaries comparing spending with budgets • Traceable records linking transactions to campaigns and projects Independent external review: • An external review or annual audit is arranged when legally required or commissioned, according to the scale of activity and available resources. • The company does not claim a completed external audit or an auditor's opinion before publishing a dated report supporting that claim. • When a review takes place, we aim to publish the disclosable report within 90 days of completion, subject to data protection. • Depending on the engagement, the report covers financial position, income and expenditure, cash flows and the reviewer's findings. International transparency recommendations: Disclosure principles associated with frameworks such as GuideStar Platinum inform our approach. This reference is not a claim that FOR RELIEF LTD holds GuideStar accreditation or a Platinum rating. Our disclosure plan includes: • Public access to available financial reports • Explanation of governance policies • Identification of directors and responsible officers under applicable requirements • Disclosure of the conflict-of-interest policy
Beneficiaries and criteria for selecting partners
The following partner criteria form our intended assessment framework. Their application is documented for each partner and does not represent external accreditation of the company. Criteria for selecting field partners: We follow a strict methodology for selecting field partners: Mandatory eligibility criteria: • ✅ Legal registration in the country of work • ✅ At least 3 years of experience in humanitarian work • ✅ A clean record free of any violations or investigations • ✅ Certified accounting and financial documentation ability • ✅ Reliable and trained field team • ✅ Commitment to Sphere standards for humanitarian action • ✅ Pass the examination of international sanctions lists Periodic performance evaluation: • Evaluate the performance of each partner after each project • Surprise field visits for verification • Review documented impact reports • A partner who fails the standards is immediately excluded List of approved partners: The list of current partners is published in the annual transparency report with a summary of the activities of each partner and the amounts disbursed through it.
How do you track the impact of your donation?
Donation impact reporting plan: 1. Electronic receipt: A receipt is sent after successful payment is confirmed, identifying the transaction, amount, currency, campaign and date. Email delivery may be delayed; a copy can be requested at info@forrelief.org. 2. Campaign updates: We aim for weekly updates on urgent projects and monthly updates on ongoing campaigns, depending on verified information, followed by a final report upon completion. 3. Quarterly impact report: We aim to publish a summary every three months when there is reportable activity, including beneficiary numbers, expenditure, images authorised for publication and comparison with the plan. 4. Annual financial report: Company accounts are prepared to applicable deadlines. We aim to publish an annual summary after the accounts are completed, identifying the reporting period and publication date. This reporting schedule is not evidence of previous reports.
View our latest financial reports
Reports are made available when prepared and verified, with their reporting period identified. To request an available report or ask about one in preparation, email info@forrelief.org. Spending plans are not presented as actual financial results.